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Payment Privacy Policy

Website: Commercin.com
Last Updated: March 2026

1. Information We Collect

When you make a payment on Commercin.com, we may collect the following payment-related information:

Full name and billing details
Contact information (email address, phone number)
Payment details (processed securely by third-party payment providers)
Transaction records and purchase history
IP address and basic device information for security and fraud prevention

We do not store full credit or debit card numbers on our servers.

2. How We Use Payment Information

We use payment information strictly for legitimate business purposes, including:

Processing and confirming transactions
Providing purchased services and invoices
Customer support and payment verification
Fraud detection and prevention
Compliance with legal, tax, and regulatory obligations

3. Legal Basis for Processing

We process payment data based on:

Contractual necessity (to complete your purchase)
Legal obligations (accounting, anti-fraud regulations)
Legitimate business interests (security and service improvement)

4. Third-Party Payment Providers

Payments on Commercin.com are processed through secure and trusted third-party payment processors such as:

Stripe
PayPal
Other certified payment gateways

These providers handle sensitive payment data in accordance with their own privacy and security policies. We do not have direct access to your full payment card details.

5. Data Security and Protection

We implement appropriate technical and organizational security measures to protect payment information, including:

SSL encryption for secure transactions
Restricted access to financial data
Secure servers and monitoring systems
Fraud prevention and risk assessment tools

6. Data Retention

Payment and transaction data are retained only for as long as necessary to:

Fulfill contractual and service obligations
Meet legal, tax, and accounting requirements
Resolve disputes and prevent fraud

After this period, data is securely deleted or anonymized.

7. Sharing of Payment Information

We do not sell or rent your payment information. Payment data may only be shared with:

Payment processors and financial institutions
Legal authorities when required by law
Professional advisors (accounting, legal, compliance) under confidentiality obligations

8. Your Rights

Depending on applicable data protection laws (including GDPR where applicable), you have the right to:

Request access to your personal data
Request correction or deletion of your data
Object to or restrict certain processing
Request data portability

To exercise these rights, please contact us using the details below.

9. International Data Transfers

If payments are processed outside your country, we ensure that appropriate safeguards and data protection standards are in place with our payment partners.